
FINANCIAL MONITORING
The subsystem ensures automation of the bank's financial monitoring process to prevent the legalization of proceeds from crime.
The subsystem allows:
- Automate the process of identifying suspicious financial transactions according to pre-set selection rules.
- Automate filling in data on participants in a financial transaction based on templates.
- Monitor the correctness and completeness of filling in the details of financial monitoring transactions.
- Execute file exchange with the relevant government agencies (formation and receipt of files, receipt processing, imposition of an EDS).
- Identify clients, maintain client questionnaires in electronic form.
- Automate the risk calculation process based on the total number of points for the relevant indicators.
- Work with the following blacklists:
- List of persons associated with terrorist activities;
- The bank's own list;
- The National Security and Defense Council list;
- The list of public figures;
- The WORLD-CHECK list;
- The OFAC (Office of Foreign Assets Control SDN and Blocked Persons) list;
- The "EU list";
- The list of "Countries of FM control";
- The list of "Persons with a negative reputation".
- Perform a search for a match with the data of the blacklists by the details of the client, document, SWIFT message.
- Perform control to prohibit the transaction until the check is performed against the blacklists.
- Conduct a quarterly analysis of the clients' activities.

ADDITIONAL FM FUNCTIONALITY
ANALYSIS OF CLIENT LISTS FOR FINANCIAL MONITORING
The subsystem ensures the formation of client lists according to pre-set criteria. The lists are generated for different types of analysis within the framework of internal financial monitoring.
CHECKING PAYMENTS OF THE POPULATION BY THE FM LISTS
The subsystem ensures the formation of lists of clients according to pre-set criteria. The lists are generated for different types of analysis within the framework of internal financial monitoring.
API CHECKS BY FM LISTS
The subsystem ensures the verification of payment details and clients from external systems by the financial monitoring lists.
INDICATORS OF SUSPICION
The subsystem is designed to configure, detect and analyze indicators of client suspicion.

