INDIVIDUAL BUSINESS

CBS B2 subsystems for individual business
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INDIVIDUALS' DEPOSIT

The subsystem ensures the accounting of deposit agreements (creation, maintenance and closing of transactions) – short-term, long-term and demand deposits – between individuals and the bank.

 

INDIVIDUALS' LOANS. CREDIT LINE

The subsystem ensures the accounting of credit agreements (creation, maintenance and closing of transactions) – short-term and long-term loans concluded between individuals and the bank, as well as the accounting of multi-currency loans or loans provided in parts at different interest rates.

 

CURRENT ACCOUNT PRODUCT (CAP)

The subsystem ensures the creation and closing of a set of transactions (credit and deposit agreements, overdrafts, subscription fees and commissions), which are used for comprehensive servicing of the client's current account.

 

CAP PACKAGES

The subsystem is designed to create and close several "Current Account Product" transactions in the client servicing wizard, providing comprehensive servicing of the client's current account, as well as to organize the interface (interaction) with card systems for maintaining card accounts.

 

PAYMENTS FROM THE BANK (INTEGRATION WITH MOBIPAY)

The subsystem is designed to service agreements with the bank's clients – legal entities – on accepting payments from the population (in national currency) in favor of these legal entities and to make payments under these agreements (executing payment transactions, forming registers of accepted payments, creating relevant documents), as well as accepting payments in favor of third parties without an agreement.

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REGULAR PAYMENTS FROM THE BANK'S CLIENTS

The subsystem is designed to service agreements – payment orders concluded between clients (individuals and legal entities) and the bank, providing for the independent debiting of funds by the bank in favor of third parties from card and current accounts of the bank's clients on behalf of the clients.

 

RENTAL OF DEPOSIT BOXES

The subsystem ensures the accounting of transactions related to the rental of individual bank safes by individuals and legal entities.

 

ONLINE CURRENCY EXCHANGE OF INDIVIDUALS

The subsystem is designed for the exchange of currencies by individuals in real time when interacting with the interface of the corresponding Internet banking. Online exchange is performed using the API package.

Other subsystems of CBS B2
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The successful launch of the CBS B2 marks an important milestone for our Bank. Achieving a seamless, one-time transition sets a new benchmark for efficiency and innovation in banking. We deeply appreciate CS Company’s dedicated team for their commitment and relentless effort in this project’s success. We are excited for continued partnership and driving further advancements in our transformation journey
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Mihail Iovu
Chief Operations Officer, Moldindconbank
OTP Bank has been successfully collaborating with CS for over 15 years. During this time, a number of key projects have been implemented, including the development of reporting for the National Bank of Ukraine, the B2 operational system, a data warehouse, and internet banking for corporate clients. We highly value CS’s ability to offer comprehensive and integrated solutions, which have enabled us to automate end-to-end processes and significantly enhance our level of digitalization. We especially appreciate the flexibility and personalized approach of the CS team, which allows us to tailor technologies to our business needs and build a true partnership.
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Liliya Lazepko
Member of the Management Board, OTP Bank Ukraine
The new CFRONT platform is enabling GLOBUS BANK to confidently break into the retail lending market. Thanks to our partners at CS, the entire process now takes just minutes - only 1 minute for approval decisions and 10 minutes to complete all necessary loan documentation. Our customers and partners are going to love this efficiency. With such a powerful and user-friendly system as CFRONT, GLOBUS Bank has set ambitious goals for its expansion in the retail lending market.
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Olena Dmitrieva
First Deputy Chair of the Management Board, GLOBUS BANK

Undoubtedly, creating mobile banking is a combination of functionality, simplicity, and aesthetics. We are now seeing that our joint efforts with the development team are receiving positive feedback and show good user engagement dynamics. Bank Lviv fully supports open and transparent communication with clients: we share their needs and focus on the relevance of functionality

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Tamar Tkhelidze
Deputy CEO, Lviv Bank
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