25 Mar 2025

CS is implementing the B2 core banking system at OTP Leasing, which has enabled the company to significantly streamline the processes of preparing and generating reports for the NBU Credit Registry and optimize risk management. The project is being executed in phases, with emphasis on automating key financial operations and improving analytical capabilities.

Challenge

The leasing business requires sophisticated financial infrastructure for effective operations, regulatory reporting, and risk management. OTP Leasing, as one of Ukraine's leading leasing companies, must comply with stringent NBU reporting requirements while ensuring integration with its parent structure, OTP Bank.

With business growth and strengthening regulatory demands, the company faced the need to increase efficiency in preparing and generating data for the Credit Registry. In parallel, there emerged a necessity to improve risk management mechanisms and optimize reporting consolidation within the banking group. OTP Bank's successful experience in cooperation with CS became the determining factor when choosing a technology partner to address these challenges.

Solution from CS

Building on experience in implementing reporting automation solutions for OTP Group in Ukraine and the Republic of Moldova, where CS established itself as an expert in regulatory reporting, the team developed a comprehensive solution for OTP Leasing based on the B2 system. Knowledge of regulatory requirements and the specifics of financial institutions' business allowed for offering an effective solution tailored to the leasing company's needs.

In the first phase, which has already been successfully completed, an interface was created to integrate data from OTP Leasing's existing core system into B2. This solution has automated data generation for the NBU Credit Registry, streamlining reporting processes and risk calculations. The functionality has been successfully used by the client since the fourth quarter of 2024.

As part of the second phase, the following has already been successfully implemented generation of consolidated reports for risk and provisioning calculations (forms 6KX and 6NX) with subsequent data transfer to OTP Bank. The system collects and processes OTP Leasing data before transferring it to the bank, where it is consolidated with banking data for comprehensive client risk calculation and regulatory reporting to the NBU.

Currently, configuration of OpenData API integration is underway to facilitate prompt receipt of financial statements from corporate clients.

The third phase will involve comprehensive migration of back-office functions from BAS

to the B2 system, including analytics and chart of accounts, with B2 becoming a full-fledged back-office platform.

Results

Implementation of the B2 system has already enabled OTP Leasing to:

· Automate reporting for the NBU Credit Registry

· Establish data consolidation processes with OTP Bank

· Ensure compliance with financial monitoring requirements

· Optimize internal data processing workflows

Dmytro Radchenko, CEO of CS:

"We are grateful to the OTP Leasing team for their productive and constructive cooperation. Together, with a deep understanding of leasing business specifics and sharing a common goal of business process optimization, we have successfully adapted the B2 system to meet the company's unique needs. A special advantage of our approach is the phased implementation methodology—clients achieve tangible results upon completion of the first phase and subsequently expand system functionality organically. This strategy enables flexible IT infrastructure scaling in alignment with future business growth."

Mykola Golovin, Head of IT Department at OTP Leasing:

"Implementation of the B2 system with CS is an important step toward digital transformation of our company. The new platform will optimize business processes, improve data management efficiency, and ensure an even higher level of service for our partners and clients. We believe that this cooperation will form the foundation for further technological development of OTP Leasing."