CS Ltd pays special attention to providing security in online banking. The regulatory authority requirements for online banking for corporate customers are fairly stricter than those for individuals. The iFOBS.Corporate online banking provides an opportunity to use all the security solutions present in the market.

The basic package of security features always supplied with the system includes channel encryption (using https), user authorization by username and password, logging all user actions in the system, operations with digital signature.

For encryption both open crypto libraries (Open SSL) and certified cryptographic security facilities by “Cipher”, “Author”, “SvitIT” and other companies are used.

The following additional services are essential for corporate customers:

Security token
iFOBS.NKI
      Operation with security tokens of different manufacturers in active (encryption and checking) and passive (protected key storage) modes is available in the system

SMS confirmation
iFOBS.SMSConfirmation

 Payment confirmation by one-time passwords sent to phone

OTP confirmation
iFOBS.OTPConfirmation

 Payment confirmation by one-time passwords generated by OTP token
OTP software token
iFOBS.SOFToken
 Payment confirmation by one-time passwords generated by OTP application installed on a mobile device

CS Ltd has also developed the iFOBS.FraudDetection system for fraud control. This system analyses customer behavior in the system and in case of suspicious actions depending on the criticality level it informs the bank security service or the customer about the suspicion of fraud. Then it marks the payment as potentially suspicious and processes it according to the set actions.

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+380 67 571-71-54

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