Express Money Order System — a system for operating with express money transfers of private customers. EMOS system allows the bank to organize in a "single window" the work with the international money transfer systems such as MoneyGram, RIA, Contact, Unistream, MoneyExpress and many others.

Benefits for business

• Connectors for integration with international money transfer systems 
• Customer data card maintenance, searching and automatic filling the customer data 
• Speeding-up the process of sending and receiving of payments due to automation and operations control 
• Integration with the trading day of the bank (for automatic generating of the documents) 
• Data security and compliance with regulatory requirements

Main features

• Searching and paying out, receipt and sending of express money transfers 
• Transfers cancelling, returning and editing  
• Possibility of paying out the express money transfers on the customer's card (subject to iB2)
• Rules designer for the calculation of the fees  
• The system of discounts, individual tariffs, loyalty programs for loyal customers (provided by payment systems API)
• Printing required documents, accompanying the operation of the transfer - a receipt, the application for transfer sending, for transfer return, reports, and transfer register 
• Possibility to customize additional reports in Jasper Reports 
• Setting and using of currency control rules 
• Setting limits for divisions, which allows you to control the volume of funds 
• Working with the referral information systems of the partners 
• Web-services for rapid integration with partners

Safety

• Authorization and Authentication: LDAP  
• Access rights based on roles 
• Secure access channels: HTTPS 
• Data protection through open channels: access through a proxy server, SSL-encryption 
• Additional safety