The suite of products for card servicing in the CBS B2 includes six modules: 

• Card Back
• Logistics
• Acquiring 
• Salary Projects and Social Payments
• Disputed Transactions
• Reconciliation

Each of the modules can be implemented separately and work independently.
 

Key Benefits:

• Complete management of cards life cycle and cards work coordination from one point — CBS B2.
• Resources reduction on data transfer analysis due to the lack of data replication between systems.
• No need to purchase additional hardware.
• No need to purchase additional Oracle licenses.
• No need for additional human resources to service a separate card system.

Card Back 

Card Back module enables the bank to centralize card transaction.

Features and Benefits:

• Issue cards of different payment systems(MasterCard/Visa/Prostir).
• Support all the product line of  processing system: personalized cards, instant cards.
• Support cards with a  magnetic strip, chip( including contactless) or combined.  
• Issue and serve cards in the account holder’s name and third person (non-member)
• Exchange of all essential information with PC.

Logistics

Logistics Module provides full information about the valuables location.

Features and Benefits:

• Track the location of the card and its pin envelope
• Print all necessary acts, registers and other documents
• Automatically create accounting transactions on the off-balance sheet accounts and other.

Acquiring

Acquiring Moduleautomates the accounting and the servicing of the bank and merchant acquiring agreements and the agreements of the acquiring agents.

Features and Benefits:

• Processing promptly at the CBS B2:
  • Internal bank documents are processed promptly on clients' accounts
  • SEP documents are processed promptly and ready for sending. 
• The possibility of repayment of the rental fee from any bank account of the client
• Parallel processing of transactions and high speed of their processing.

Salary Projects and Social Payments 

Salary Projects and Social Payments module is designed to automate the maintenance of salary projects and other agreements related to social payments (payment of pensions, etc.).
 

Features and Benefits:

• Payroll processing directly in the CBS B2: there is no need to transit the documents.
• Parallel processing of documents (use of the asynchronous transaction, because all documents have a joint debit account).
• The ability of the commission repayment from the legal entity’s any bank account, because all of them are managed in the CBS B2.
• The ability to work with several salary projects for the same individual.

Disputed Transactions

The Disputed Transactions Module is designed to service the lifecycle of the client complaints about card transactions that are illegal in their opinion.

Features and Benefits:

• Automation of refunds, no need to register documents manually.
• Documents are directly in the CBS B2 and directly synchronized to the card account.
• Ability to see all added documents.

Reconciliation

Reconciliation with card back/front office module enables to find the differences between similar entities in the CBS B2 and the card system.

Features and Benefits:

• Reconciliation module – easy instrument for searching differences, used to reduce the number of errors during the synchronization between CBS B2 and Processing Center.
• Reduction of time for finding differences.
• Reduction of operational risks.